Texas Real Estate & Hard Money Loan Opportunities
Texas remains a top destination for real estate investors thanks to no state income tax, a pro-business climate, and diverse metros like Dallas, Houston, Austin, and San Antonio. Whether you're purchasing, renovating, or refinancing, our lenders fund fast across Texas markets.
Our network of hard money lenders is ready to support fix & flips in Fort Worth, multifamily deals in Dallas, or new construction in Austin suburbs. You focus on the property; we’ll bring the capital.
Real Estate Loan Products for Texas Investors
Hard Money Loan Texas
Get fast capital using property equity—not credit scores. Ideal for time-sensitive deals in Houston, Dallas, and beyond.
DSCR Loan Texas
Rental-based financing using property income, perfect for buy-and-hold investors growing portfolios in cities like El Paso or Lubbock.
Fix & Flip Loan Texas
Short-term loans for property rehab projects—popular in hot redevelopment zones across San Antonio and Fort Worth.
Bridge Financing Texas
Need funding before your next permanent loan? Bridge capital helps close commercial and residential deals fast across Texas metros.
Ground Up Construction Loan TX
Finance new home builds, duplexes, or townhomes in growing Texas suburbs like Frisco or McKinney with our construction loans.
Multifamily Loan Texas
From duplexes to 100+ unit buildings, we fund value-add and stabilized multifamily in markets like Austin, Dallas, and Irving.
Requirements for Hard Money Loan in Texas
- Property Type: Residential (1-4 units), multifamily, land, or commercial real estate located in Texas.
- Down Payment: Typically 10–30% depending on deal type and experience.
- Equity: Loan-to-Value (LTV) up to 70% for purchase, up to 65% for cash-out refinance.
- Credit Score: Flexible—some lenders accept 600+ or even no score with strong asset deals.
- Documentation: Minimal; most programs are asset-based with no income verification.
- Closing Time: As fast as 3–7 days in most Texas counties with clear title.
- Exit Strategy: Required—sale, refinance, or rental stabilization expected.