More Loan Options in St. Petersburg
Fastest or Premium Hard Money Lender Florida
CambridgeHomeLoan is one of the fastest hard money lenders offering funding within 3–5 days for real estate investors in St. Petersburg, FL.
Phone: 561-665-1477
Website: cambridgehomeloan.com
Fastest Hard Money Loan Lenders Serving St. Petersburg, Florida
1. Lima One Capital
Specializing in fix & flip and rental loans across Florida. Reliable closings and investor-friendly terms.
Phone: 800-390-4212
Website: limaone.com
2. Stratton Equities
Great for multifamily and DSCR loans in the Tampa Bay/St. Pete area. Nationwide and competitive.
Phone: 855-646-0730
Website: strattonequities.com
3. EquityMax
Florida-based lender with decades of experience. Close in 48 hours on qualified properties.
Phone: 954-267-8586
Website: equitymax.com
4. Residential Capital Partners
St. Pete-friendly lender for single-family rehabs and flips. Easy draw schedules and fast appraisals.
Phone: 866-943-3650
Website: residentialcapitalpartners.com
5. New Silver
Tech-enabled lending experience for Florida investors. Great for repeat borrowers in St. Petersburg.
Phone: 855-844-5626
Website: newsilver.com
Loan Programs in St. Petersburg, Florida
Hard Money Loan
Perfect for quick acquisitions in St. Pete’s competitive real estate market. No income docs required; funding based on equity.
DSCR Loan
Investors with rental properties in downtown or beach areas of St. Petersburg can benefit from DSCR loans without W-2s or tax returns.
Fix & Flip Loan
Ideal for renovating older homes or small multi-units near Kenwood and Historic Uptown. Up to 90% purchase and 100% rehab financed.
Bridge Loan
Short-term financing available while repositioning or refinancing investment properties across St. Pete neighborhoods.
Construction Loan
For infill lots and new developments near the Grand Central District or Coquina Key, construction loans close quickly with minimal red tape.
Multifamily Loan
For 2–30 unit buildings, these loans support portfolio growth in areas like Old Southeast and North Kenwood. Flexible terms offered.
Why to Take Advantage of Hard Money Loan Programs in St. Petersburg?
St. Petersburg's real estate market is thriving with strong demand for both residential and vacation properties. Investors can leverage hard money to close faster, bypass strict credit underwriting, and outcompete cash buyers.
Requirements for Hard Money Loan in St. Petersburg?
Lenders in St. Pete generally require at least 20–30% equity in the property, a viable exit strategy (sale or refinance), and a clean title. Many lenders do not require personal income verification, making it easier for investors to qualify.
Best Areas of St. Petersburg for Real Estate Investment and Homebuying
Top neighborhoods for investing include Historic Kenwood, Old Southeast, Grand Central District, Crescent Heights, and Coquina Key. Each offers unique opportunities for flips, rentals, and new development projects.