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Top Hard Money Lender — Springfield
CambridgeHomeLoan funds properties in Springfield — from Ridgewood to Southern Hills and all across Clark County.
- Close in just 5–7 business days
- No employment or income checks
- Bad credit? No problem
- Fast approvals for flips, builds & rentals
- Minimal documentation required
Real Hard Money Lenders Serving Springfield
Hard Money Loans — Close Quickly
Perfect for off-market deals in areas like Kenwood and Snyder Park where speed matters most.
DSCR Loans — Rent-Based Approval
Buy income-producing properties near Sunset Hills or Lagonda without personal income checks.
Fix & Flip Loans — Rebuild & Profit
Quick funding for distressed properties in Springfield’s East Side and Belmont neighborhoods.
Bridge Loans — Short-Term Leverage
Use equity from one property to secure another — great for Springfield’s active investors.
Multifamily Loans — Portfolio Growth
Finance 2–4 unit properties near Clark State College or central downtown.
Construction Loans — New Builds
Get approved for infill and new developments across west Springfield and German Township.
Requirements for Hard Money Loan in Springfield, Ohio
To qualify for a hard money loan in Springfield, you’ll need to meet a few core conditions:
- Property Value: Most lenders require a minimum ARV (after-repair value) of $100,000.
- Down Payment: Typically 20–30% down, depending on experience and location.
- Exit Plan: A defined refinance or resale strategy within 6–18 months.
- Asset-Based: Approval is based on deal strength, not your credit or tax returns.
- Location: Property must be in a viable rental or resale market within the Springfield area.
Whether you’re flipping a duplex near Roosevelt Middle School or building in Clark County’s suburbs, hard money loans in Springfield make funding fast and accessible.