Loan Programs in San Jose
Trusted San Jose Private Lender
CambridgeHomeLoan
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Phone: 561-665-1477
Popular Hard Money Lenders in San Jose
- RCN Capital – Website | Phone: 860-432-5858
- Kiavi – Website | Phone: 855-456-8828
- Longhorn Investments – Website | Phone: 877-420-7346
- CoreVest Finance – Website | Phone: 844-223-2231
- Residential Capital Partners – Website | Phone: 866-943-6939
Loan Options Available in San Jose
Hard Money Loan
Quick, asset-based loans perfect for competitive San Jose markets. No income verification or traditional approval delays.
DSCR Loan
Investors in San Jose rental properties can qualify using cash flow metrics—not tax returns or employment history.
Fix & Flip Loan
Perfect for flipping homes in older San Jose neighborhoods—short-term financing with renovation-friendly terms.
Bridge Loan
Bridge the gap between buying and selling with short-term financing tailored for fast-moving San Jose transactions.
Construction Loan
From ground-up development in Willow Glen to large remodels in Rose Garden, San Jose builders get fast funding here.
Multifamily Loan
Secure capital for duplexes, fourplexes, and apartment buildings in neighborhoods like Evergreen and Almaden Valley.
Why Use Hard Money Loans in San Jose?
With a thriving tech economy and limited housing inventory, San Jose requires speed and flexibility—hard money delivers both to serious investors.
What You Need to Qualify
Lenders look at the property's value, location, and your investment plan. Credit score and income documentation are optional.
Top Areas for Investment in San Jose
Explore Blossom Valley, Downtown San Jose, Cambrian Park, and Berryessa—high-demand locations for both rentals and flips.