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Featured Hard Money Lender — Oxnard, CA
CambridgeHomeLoan — Leading private lender in Oxnard's beachside and suburban markets. No-doc approvals, 5-day closings, and funding for multifamily, flips, and rentals.
?? Call: 561–665–1477 ? Apply Now!Fix & Flip Loans — Oxnard Coastal Rehabs
Target old properties in Colonia, Wilson, and Southwinds for quick resales. Up to 90% purchase, 100% rehab financing.
DSCR Loans — Rental-Based Qualification
Oxnard landlords in areas like Sea View Estates and Marina West qualify based on rental income — not personal tax returns.
Bridge Loans — Fast Closings for Investors
Ideal for urgent acquisitions or delayed long-term financing. Fund in 3–5 days in Oxnard's hot zip codes.
Construction Loans — New Builds & Additions
Build single-family homes or expand multifamily rentals across Rose Park and Fremont North.
Multifamily Loans — 2 to 24 Units
Fast financing for apartments and duplexes near Oxnard Shores and Lemonwood — up to 80% LTV.
Usage of Hard Money Loans in Oxnard Real Estate Market
Oxnard, CA is gaining recognition among Southern California investors for its mix of suburban charm, affordable property values, and high rental demand. With development around Downtown Oxnard and Southbank improving, savvy investors are using hard money loans to acquire, flip, and rent homes without traditional banking delays.
Neighborhoods like Colonia, Sea Air, and Fremont North are popular for distressed asset acquisitions. Using fix & flip or DSCR loans gives buyers speed and flexibility in a fast-paced market.
Whether it's rehabbing old homes near the beach or building new duplexes inland, private lending unlocks opportunity in Oxnard's transitional and high-growth zones.