Loan Ads
Top Hard Money Lender — Kettering
CambridgeHomeLoan provides fast, flexible lending to Kettering investors — including neighborhoods like Oak Park, Southern Hills, and Lincoln Park.
- Funding in just 5–7 days
- No income or employment docs needed
- Credit score? Not a dealbreaker
- Perfect for fix & flip or rental investments
- Streamlined underwriting process
Real Hard Money Lenders Serving Kettering
Hard Money Loans — Close Fast
Ideal for investors in fast-moving areas like East Dorothy Lane or Wilmington Pike.
DSCR Loans — Rental-Backed Terms
Great for 2–4 unit rentals near Delco Park or The Greene, with no W2s required.
Fix & Flip Loans — Rehab Quickly
Finance distressed properties in Kettering’s Bellevue or Shroyer Park neighborhoods.
Bridge Loans — Transitional Capital
Buy new before selling old — common strategy for Kettering’s competitive flips.
Multifamily Loans — Portfolio Growth
Tap into Kettering’s cash-flow markets with easy approval for small apartment buildings.
Construction Loans — Start from Dirt
Finance spec builds and custom homes near Stroop Road or Glengarry Drive.
Requirements for Hard Money Loan in Kettering, Ohio
Kettering investors can get approved fast — but here’s what most lenders will want:
- Property Value: Typically $100k+ ARV or purchase price
- Down Payment: 20–30% depending on project and experience
- Exit Plan: Sale or refinance in under 12 months
- Location: Kettering or adjacent markets like Dayton or Moraine
- Project Scope: Rehab or build plan with basic cost estimate
No credit pull, no personal income docs — just a strong deal and fast execution.