Loan Programs
Trusted Irvine Hard Money Lender
CambridgeHomeLoan — Get 5–7 day closings, no income check, and funding based on equity in hot Irvine zip codes like 92620, 92618, and 92612.
?? Call Now: 561–665–1477 ? Apply Now!Fix & Flip Loans — Fast Rehab Funds
Great for homes near Irvine Spectrum or Woodbridge that need quick rehab financing before resale.
DSCR Loans — Rental Property Cash Flow
No income docs required. Qualify based on rent from properties in Turtle Rock, Portola Springs, or Oak Creek.
Bridge Loans — Equity-Backed Purchases
Close on Irvine homes before selling your previous one. Short-term bridge funding tailored to fast closings.
Construction Loans — Custom Projects
Finance luxury new builds or additions in Northwood or Quail Hill — fast approvals, simple process.
Multifamily Loans — 2-20 Units
Acquire duplexes or apartment buildings near UCI or Culver Plaza with simplified multifamily financing.
Why the Irvine Real Estate Market Is Rising?
Irvine remains one of Southern California’s most sought-after real estate zones thanks to top-rated schools, tech sector job growth, and a master-planned community vibe. Investors are increasingly turning to hard money loans to seize opportunities in this fast-moving market.
Traditional loans take too long for competitive deals. With a hard money loan, you can close in under a week and beat out other bidders. Neighborhoods like Northpark, Shady Canyon, and Stonegate offer fantastic flip and rental potential for investors with quick capital access.