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Top Hard Money Lender — Florence, AL
CambridgeHomeLoan provides private lending solutions tailored for Florence neighborhoods like Downtown Florence, Cypress Creek, and Forest Hills.
?? Call: 561–665–1477 ? Apply Now!DSCR Loans — Income-Based Qualifying
Perfect for rental properties in Forest Hills and College View, these loans qualify based on rental income instead of W2s or tax returns.
Fix & Flip Loans — Rehab Deals
Renovate and resell older homes in charming areas like Downtown Florence and Oakland with easy-to-access rehab capital.
Multifamily Loans — 2 to 20+ Units
Grow your portfolio near Florence Boulevard with competitive funding for duplexes, triplexes, or apartment buildings.
Usage of Hard Money Loans in Florence Real Estate Market
Florence is a magnet for real estate investors due to its university presence, riverfront charm, and affordability. With property values rising steadily in neighborhoods like Sherrod Avenue and Seven Points, investors are turning to hard money loans to beat competition and close within days.
These loans are ideal for distressed purchases, quick flips, or short-term bridge scenarios. DSCR loans offer long-term rental hold flexibility while fix & flip financing supports property rehabs and resales in vintage areas of the city. Investors appreciate the no-hassle underwriting process that focuses on property value rather than borrower paperwork.