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Top Hard Money Lender — Elyria
CambridgeHomeLoan provides private funding for investors in Elyria — including Eastern Heights, Gulf, and West River areas.
- Fast closings in 5–7 business days
- No income or employment checks
- Low credit score accepted
- Perfect for flips, rentals, or new construction
- Easy approval — asset-based lending
Real Hard Money Lenders Serving Elyria
Hard Money Loans — Quick Funding
Secure off-market deals in neighborhoods like Downtown Elyria or Eastern Heights before the competition does.
DSCR Loans — Rental-Backed
Buy income-producing properties near Abbe Road or University Hospitals without personal tax docs.
Fix & Flip Loans — Short-Term Rehab
Flip homes in mid-renovation in Gulf or Lake Avenue zones with rapid funding support.
Bridge Loans — Temporary Capital
Bridge gaps between buy and sell with equity-based financing — perfect for Elyria’s hot markets.
Multifamily Loans — Grow Your Rentals
Finance duplexes or fourplexes in Elyria’s student and hospital-adjacent corridors.
Construction Loans — New Builds
Fund land and vertical construction near West River Road and Oberlin Road.
Requirements for Hard Money Loan in Elyria, Ohio
If you’re investing in Elyria, here’s what you’ll generally need to qualify for a hard money loan:
- Property Location: Within Elyria or nearby Lorain County suburbs
- Down Payment: 20–30% based on the loan type
- Experience: First-time flippers allowed; rates improve with repeat borrowers
- Exit Strategy: Clear plan to sell or refinance in under 12 months
- Loan Size: $75,000 minimum in most cases
No income checks. No red tape. Just real estate deals and fast approvals in Elyria’s active market.