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Top Hard Money Lender — Dayton
CambridgeHomeLoan offers fast, reliable real estate funding across Dayton neighborhoods like Belmont, Five Oaks, and Oregon District.
- Quick closings in 5–7 days
- No credit check or employment verification
- 100% rehab cost coverage available
- Great for first-time or seasoned investors
- Minimal documentation required
Hard Money Loans — Fast Capital
Acquire distressed properties in inner Dayton, Westwood, or Pineview quickly with flexible, asset-backed funding. Perfect for competitive cash bids.
DSCR Loans — Income Property Financing
DSCR loans in Dayton help landlords scale rental portfolios in areas like Shroyer Park and Southern Dayton without W2s or tax returns.
Fix & Flip Loans — Rehab Projects
Finance both purchase and renovation costs for flips in North Riverdale, Twin Towers, or Burkhardt. Close fast with streamlined underwriting.
Bridge Loans — Transitional Use
Bridge loans help investors secure properties while waiting to sell or refinance. Ideal for short-term deals in Dayton’s fast-changing neighborhoods.
Multifamily Loans — 2–20 Unit Rentals
Invest in small apartments and multi-unit buildings in Downtown or East Dayton. Cash-flow focused terms with flexible structures.
Construction Loans — Build New
For infill lots or teardown opportunities in urban cores and surrounding suburbs. Funding includes lot acquisition and vertical build.
Why Investors Use Hard Money Loans in Dayton
Dayton is a rising star in Ohio real estate, with strong investor interest in undervalued homes, rental potential, and new development zones. The city’s median home price remains below the national average, creating excellent margins for flippers and landlords.
Hard money loans help investors move quickly in competitive Dayton markets like Belmont, Riverdale, and St. Anne's Hill, where cash offers often win. Flexible terms and minimal underwriting make it easy to act on auction deals, probate homes, and distressed listings.
With multiple universities and a strong rental base, Dayton is also ideal for multifamily acquisition — and hard money loans allow quick turnarounds and reliable leverage where banks stall.