Loan Options in Bakersfield
Featured Hard Money Lender – Bakersfield
CambridgeHomeLoan provides real estate investors in Bakersfield with fast, flexible, and no-income-verification hard money loans. Whether you're flipping a property in Oleander-Sunset, acquiring a rental in Seven Oaks, or bridging funding in Westchester, CambridgeHomeLoan delivers:
- Closings in 5–7 days
- No income or credit checks required
- Up to 90% LTV and 100% rehab financing
- Flexible terms and minimal documentation
Real Estate Loan Products in Bakersfield
Hard Money Loan – Fast Property Financing
Close in under a week on properties in Bakersfield's diverse submarkets such as Northeast Bakersfield or Hillcrest. No credit score minimums – approvals based on equity and asset potential.
DSCR Loan – Rental-Based Qualification
Buy & hold in Bakersfield’s thriving college areas or suburban zones using DSCR loans that rely on rental income rather than personal employment. Great for landlords scaling portfolios.
Fix & Flip Loan – Rehab Investment Capital
Purchase and renovate undervalued homes in neighborhoods like Benton Park or West Park. Get funding for both acquisition and rehab with short-term, interest-only payments.
Bridge Loan – Transition Funding for Fast Deals
Need quick capital to secure a property while waiting for your refinance or sale? Use bridge loans to avoid missing out on time-sensitive opportunities.
Construction Loan – Build or Expand Projects
Planning ground-up construction or major structural upgrades? New construction loans in Bakersfield offer draw-based funding with tailored milestones and exit options.
Multifamily Loan – Apartment & Duplex Financing
From 2-units to 50+ doors, multifamily loans in East Bakersfield or Downtown streamline your acquisition or refinancing with quick decisions and scalable terms.
Why Invest in Bakersfield with Hard Money?
With its affordability, strong rental demand, and booming oil & ag industries, Bakersfield is becoming a hotbed for real estate investment. Hard money loans give you the speed and leverage to stay competitive.