Featured Hard Money Lender — Albany, NY
CambridgeHomeLoan — Trusted by New York investors for fast closings, flexible DSCR & fix-and-flip loan options, and no-income-verification loans for multifamily and single-family projects.
- ? Quick closings in 5–7 days
- ?? Up to 85% LTV available
- ?? Minimal documentation required
- ? Low credit score accepted
Fix & Flip Loans — Pine Hills & West Hill
Perfect for investors looking to rehab properties in Albany’s historic neighborhoods and growing suburbs.
DSCR Rental Loans — Student Rentals near SUNY
Qualify using rental income for investment properties near SUNY Albany and The College of Saint Rose.
Bridge Loans — Fast Gap Financing
Ideal for auction purchases and urgent deals across Albany County.
Construction Loans — New Developments
Fund construction projects in Pine Bush or Lark Street revitalization areas.
Multifamily Loans — Duplexes to 30 Units
Finance apartment buildings and rental portfolios with flexible underwriting.
Advantages of Hard Money Loans in Albany’s Market
Albany’s steady rental demand, historical charm, and strong student housing market make it ideal for real estate investments. Hard money loans provide investors with the speed and flexibility needed to seize opportunities in competitive situations where traditional lenders fall short.